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What to do after an accident

What to do after an auto accident:

 http://www.statefarm.com/insurance/claim-center/report-a-claim.asp

Auto accidents are unexpected and stressful. Even the most careful drivers may be involved. If you are in an accident, State Farm is committed to helping restore your peace of mind as soon as possible. If you have recently been involved in an accident begin reporting a claim.

Be prepared

  • Carry a set of cones, warning triangles, or emergency flares in your trunk to help alert traffic.
  • It also helps to have a pen and a card with any relevant medical information for you and your family.

Immediately after an accident

  • Take a deep breath and stay calm.
  • Check for injuries; call an ambulance when in doubt.
  • If accident is minor, move cars to a safe place, out of traffic.
  • Turn on your vehicle's hazard lights and use cones, warning triangles or flares for safety.
  • Call the police, even if the accident is minor.
  • Notify your insurance agent immediately.

Other important tips

  • Do not sign any document unless it's for the police or your insurance agent.
  • Make immediate notes about the accident, including specific damages to all vehicles involved, witness information, etc.
  • If the name on an auto registration is different than the driver, jot down the relationship.
  • Be polite, but don't tell anyone the accident was your fault, even if you think it was.
  • State only the facts, and limit your discussion of the accident to the police and your insurance agent.
  • If possible, don't leave the accident scene before the police and other drivers do.

 

Be sure to hold the required drivers license, registration and proof of insurance documents while recording the information and not just accept verbal information. If you do, you could find yourself duped and possibly paying for the damages to your vehicle yourself.

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